Wind Mitigation Inspection Cost in Florida (Plus 4-Point Pricing)

A standalone wind mitigation inspection runs roughly $75 to $150 across Florida, with South Florida a little higher. Here is the real regional breakdown, bundled pricing, and what actually moves the price.

Expect $75 to $150 for a standalone wind mitigation inspection almost anywhere in Florida, and $75 to $175 for a standalone 4-point, based on live Florida pricing at inspectordata.com and korehomeinspections.com. Book them together and most inspectors knock a modest amount off the combined price since it is one trip instead of two.

What is the price by region?

Region	Wind mitigation only	Wind mitigation + 4-point combo
Miami / Fort Lauderdale (Miami-Dade, Broward)	$100–$175	$175–$275
Tampa Bay / St. Petersburg (Hillsborough, Pinellas)	$85–$150	$150–$235
Orlando / Central Florida (Orange)	$75–$130	$135–$210
Jacksonville / Northeast Florida (Duval)	$80–$145	$140–$225
Naples / Southwest Florida (near Lee County)	$90–$160	$155–$245

Regional figures per inspectordata.com's 2026 Florida pricing breakdown. Ask any inspector you contact for their current quote before booking, since price is set by the individual inspector, not by any state fee schedule.

What actually moves the price?

Home size is the biggest factor: a larger attic and roofline simply takes longer to document, and some inspectors tier their pricing by square footage on the 4-point side in particular. Location matters too, South Florida inspectors tend to charge more than the statewide average. Where you find the inspector matters as well: quotes sourced through lead-generation marketplaces run higher than an inspector's own direct rate, since the inspector is paying for that lead.

Is the inspection cost worth it?

For most Florida homes it pays for itself quickly. Homes built to the 2001 Florida Building Code or later already qualify for a minimum 68% discount on the windstorm portion of the premium, per the Florida DFS consumer guide, and older homes can still capture partial credit feature by feature. See the full math in does a wind mitigation inspection save you money, or check which specific features your home qualifies for before you book.